Bank Credit & Rental ROI Simulator (Income Re-Injection + Overdrive)

Loan & Income Parameters
Minimum 10% recommended in France
Current: 8%
Current: 0.3%
Current: 10%
Current: 35%
Current: 0%
Extra portion of monthly income to put into mortgage each month

Max loan @ 37% ratio: €0.

Rental ROI Parameters
Current: 90%
Key Results

Calculated Loan Amount: €0

Monthly Payment (Overdrive + Income Injection): €0

Total Paid (Principal + Interest + Insurance): €0

Total Interest Paid: €0

Debt Ratio: 0% (Max allowed: 37%)

Estimated Property Value after 25 years: €0

Inflation Factor in 25 yrs: 1.00x

Rental ROI Details

Monthly Rent (Occupancy-Adjusted): €0

Monthly Net Cashflow: €0 (0% ROI)

Break-Even on Interest: - years

Strategy Recommendations

    Multiple Scenarios

    Compare 10, 15, 20, 25-year mortgages side by side. Overdrive + Income Re-Injection also applies. Each card shows break-even estimate.

    Break-Even Strategies

    Tries feasible Overdrive and Income Re-Injection combos (in steps of 5%) up to ratio-limited maximum, listing fastest break-even solutions that remain under 37% debt ratio.